ECU offers members Free Financial Counseling sessions. Regular Savings; MINIMUM BALANCE REQUIRED TO EARN APY: INTEREST RATE: APY* $100.00: 0.15%: 0.15% * APY (Annual Percentage Yield) is accurate as of April 3, 2020 and is subject to change at any … Savings accounts that fit your individual needs. Rates may change at any time. All Rights Reserved. This Credit Union is federally insured by NCUA. Type Tier Range APR APY; Regular Shares: $25.00-$9,999.99: 0.05%: 0.05%: Regular Shares rates_rv table; Boat, RV, Motorcycle Loans APR* Term in Months; New or Used 2014-2020: 4.75: 63: New or Used 2014-2020 (exceeding $18,000) Boat or RV Only 1 APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share … Rates accurate as of December 9, 2020 and are subject to change. Federally Insured by NCUA. All rights reserved. Rates may change at any time. APY assumes dividends will remain on deposit. The Regular Share Savings account earns the respective tiered rate on the entire average balance in the account during the monthly dividend period. Fund your account using convenient methods including an automatic transfer, payroll deduction, or over-the-counter deposits, Earn monthly compounded interest on every deposit you make into your account, Enjoy the flexibility of selecting the date your Stash Your Cash Account balance automatically transfers to your Regular Savings Account, You can make early withdrawals from the account, Flexibility to pay current medical expenses or save for future needs, Remains with you, regardless of change in coverage or employment. We can help you find the auto loan option that fits your budget and lifestyle. 1 New money only. Note: Dividends earned on the Christmas Club Account are compounded monthly. 2 APY = Annual Percentage Yield, rates subject to change, fees may reduce earnings; A Member Advantage Savings … Business and fiduciary accounts are not eligible for Member Advantage. ["forms.fivision.com","3270290112.mortgage-application.net","eastmancu.org","securemail-ecu.org","ecu-openhire.silkroad.com","ecumortgage.mymortgage-online.com","ecuequity.mymortgage-online.com","fmsi-lts.com"]. To establish membership with State Employees' Credit Union, an individual is required to open a share account. It can be very hard to get started and keep the habit going. Check out ECU's great rates on an Auto Loan to fit your needs. Rates accurate as of December 1, 2020 and are subject to change. © 2020 Eastman Credit Union. APY shown is accurate as of the last dividend declaration date. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. © 2020 Eastman Credit Union. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. 60 Months. 0.35%. These share certificates are available and require a minimum balance to open the account of $200.00. Interest Rates; Promotional CD: Flexible terms and attractive rates: $5,000: View Rates: Standard CD (7-89 Days) Option to manage shorter-term saving objectives: $5,000: View Rates: Standard CD (3-84 Months) Low minimum investment: $500: View Rates: 529 CD * Tax-free * savings for future education expenses: $500: View Rates $1 to open. Setting aside cash on a regular basis is a great habit. Higher interest rates and yields are earned when qualifications are met during the monthly cycle. 0.05%. APY is an annual calculation based on 365 days (366 days in a leap year). You are leaving Eastman Credit Union's website and visiting a third-party website. $1,000.00-Up. ["forms.fivision.com","3270290112.mortgage-application.net","eastmancu.org","securemail-ecu.org","ecu-openhire.silkroad.com","ecumortgage.mymortgage-online.com","ecuequity.mymortgage-online.com","fmsi-lts.com"]. Rate subject to change following account opening. It was established in 1934 and as of September of 2020, it had grown to 888 employees and 256,729 members at 28 locations.Eastman Credit Union's money market rates … Rates are subject to change after account opening. ... Tiered Dividend Rates: Rate … Basic Checking. This new account is a prize-linked account that can enter you into a sweepstakes to win … Savings accounts provide a secure place to put your money while earning dividends each month. rates_rv table; Boat, RV, Motorcycle Loans APR* Term in Months; New or Used 2014-2020: 4.75: 63: New or Used 2014-2020 (exceeding $18,000) Boat or RV Only Rates accurate as of December 1, 2020 and are subject to change. Fees or withdrawals may reduce earnings. The annual percentage rates listed are our best rates. Account Type Rate Annual Percentage Yield; Holiday Savings: 0.20%: 0.20%: Minimum Balance-$5.00 Annual Percentage Yield-Annual Percentage Yield- since interest is … This new account is a prize-linked account that can enter you into a sweepstakes to win $100, $1,000 or $5,000! For accounts subject to dividend/interest compounding, … Educators Credit Union wants to help you save and win! Dividends are paid monthly on all accounts. Limit one First Step Savings … Premier Checking. Holiday Savings Rates. You are leaving Eastman Credit Union's website and visiting a third-party website. 0.10%. APY shown is accurate as of the last dividend declaration date. For deposits over $1 million dollars please call for rates. 0.60%. 2020 © Utilities Employees Credit Union. To establish membership with State Employees' Credit Union, an individual is required to open a share account. 0.60%. balance of $2,500 to $9,999 will have a rate of 0.08% APY). 0.03%. Privacy Policy | CA Privacy Policy | Web Accessibility Statement. Rates will not change until the next tier is reached (ex. It is also the 40 th largest credit union in the nation. These are variable rate accounts and the rate may change after the account is opened. Whether saving money for yourself, a special occasion, or for a child in a Uniform Transfer to Minors Account, ECU has the savings account to meet your need. Rates accurate as of December 1, 2020 and are subject to change. Balances from $50,000.01 up to $100,000. Michigan Educational Credit … Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. Not available for businesses. Auto Loan Rates. Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. Statement Savings: Minimum opening deposit of $100. Introducing the Saver’s Sweepstakes 1 savings account. Rates on the above accounts may change after an account is opened. Educators Credit Union wants to help you save and win! Balances greater than $100,000. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website. We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates … 2Rate and APY for the share account also applies to the Christmas Club, Health Savings Account, Wellness, Stash Your Cash and Secure Visa accounts. The … Your rate … Dividends are paid monthly on all accounts. $100.00-Up. Educators Credit Union is a financial cooperative. 1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. Auto Loans Savings Share Certificates . Membership is open to anyone who lives near our locations! RealSaver Accounts will receive a rate … Establishes your ECU membership and qualifies you as a shareholder in ECU, Fund your account using convenient methods including an automatic transfer, payroll deductions, or make over-the-counter deposits, Early withdrawals from the account can be made at anytime, Funds will automatically be disbursed into your ECU Regular Savings Account the first week in November; however, you may withdraw funds from your Christmas Club Account in September and October without being charged an early withdrawal fee. 2 For IRA Money Market the minimum … Limit one Member Advantage Checking and Savings account per person. ** RealSaver accounts may only be opened in conjunction with a CashBack Checking or RewardChecking product. The ECU CUBILL is a tiered daily interest savings account ideal for those looking for higher interest. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website. A savings account that offers competitive interest rates and federal insurance protection, the share account is the foundation of a healthy savings … 0.70%. Share certificates are term accounts and a penalty will be imposed for early withdrawal. 2Rate and APY for the share account also applies to the Christmas Club, Health Savings Account, Wellness, Stash Your Cash and Secure Visa accounts. The interest rate may vary after the account is opened. Add-on options offer the opportunity to add additional funds of $500 or more to the certificate. Interest rate increases automatically as your savings balance grows to levels of $10,000, $100,000 and $250,000: Competitive dividend rate fixed throughout the term (Jump-up options offer one rate … 0.10%. From identity theft to credit scores, checking your credit reports is vital to your financial health. Contact SIUE Credit Union at (618) 650-3760 for more details. Open your account with a $5 deposit, you are an owner of the credit union. HomeTowne Money Market Checking: $1,000 minimum balance to open an account. Membership is open to anyone who lives near our locations! At ECU $25.00 in a prime share / savings account establishes and maintains your membership; once you become a member you are always a member provided a minimum balance of $25.00 is maintained in your share savings account. Privacy Policy | CA Privacy Policy | Web Accessibility Statement. These share certificates are available and require a minimum balance to open the account of $200.00. The interest rate … 1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. 0.30%. Regular savings rate applies to balances above $500. 0.70%. Open an account $500 minimum deposit to open account and earn APY. Product Minimum to Open Dividend Rate APY* Minimum to Earn APY; Share Savings: $5.00: 0.10%: 0.10%: $10.00: Money Market Account: $1,500.00: Over $250k = 0.40% $100k – < $250k = 0.30% Go to main navigation. Rates accurate as of December 1, 2020 and are subject to change. Utilities Employees Credit Union is an Equal Opportunity Lender. Special Savings, Summer Reserve, Vacation & … APY can change after account opening for variable rate accounts. It is also the 40 th largest credit union in the nation. To learn more about HSA accounts, call 800.999.2328. If not, select "No Thanks". Interest rate increases automatically as your savings balance grows to levels of $10,000, $100,000 and $250,000: Competitive dividend rate fixed throughout the term (Jump-up options offer one rate adjustment during term of certificate. If you wish to leave ECU's website, select "Continue". If you wish to leave ECU's website, select "Continue". This Credit Union is federally insured by NCUA. Savings accounts provide a secure place to put your money while earning dividends each month. Dividends declared and paid monthly on the … Dividends earned on all accounts may be transferred to another account at ECU. APY assumes dividends will remain on deposit. Fees and other conditions could reduce earnings. ECU offers competitive rates, an easy process and a variety of financing options. Premium Payroll. A savings account that offers competitive interest rates and federal insurance protection, the share account is the foundation of a healthy savings plan. Proceeds cannot be used for debt consolidation or to refinance existing ECU loans. Rate & APY accurate as of December 1, 2020 and are subject to change without notice. For accounts subject to dividend/interest compounding, the Annual Percentage Yield is based on the assumption that dividends/interest will … Fees or withdrawals may reduce earnings. VIEW ALL LOAN RATES VIEW ALL SAVINGS RATES APPLY FOR A LOAN. Savings Rates offered by SIUE Credit Union. Checks are not issued for dividends earned on these account types. Like us on Facebook! Join the ECU family now. There is a $10.00 fee for each early withdrawal. **APY is … This special youth savings share certificate is offered to members up to age 17 for a term of 12 months only*. It earns 2.50% APY on balances up to $500. Visit a branch, Call, or Apply Online.Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next … APY can change after account opening for variable rate accounts. Add an Account * Annual Percentage Yield. No monthly fee or minimum balance. APY is an annual calculation based on 365 days (366 days in a leap year). Introducing the Saver’s Sweepstakes 1 savings account. Checking & Savings Rates. All rights reserved. All rates are subject to change. Chicago Municipal Employees Credit Union Savings Rates. 0.05%. 36 Months. If not, select "No Thanks". The dividend rate paid will be the same as shown for a regular 12 month* term certificate. ⁴First Step Savings is available for ages 0-19 years with a parent/guardian joint signer. *If your money market account’s average daily balance for a … Earn premium interest rates while keeping your money liquid and pay no fees or service charges. The ECU CUBILL is a tiered daily interest savings account ideal for those looking for higher interest. Earn premium interest rates while keeping your money liquid and pay no fees or service charges. Universal Checking. All Rates. We understand that saving money is a challenge. 1 You must establish membership by opening a Member Share Savings Account or Member Advantage Savings Account. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types. Join the ECU family now. 2 APR refers to Annual Percentage Rate. Serving the SIUE and Edwardsville Community since 1959. The CUBILL Account is ideal for short term investments, saving for a rainy day, or when you need to park your funds. *All rates are subject to change without notice. To members up to age 17 for a … Membership is open to anyone who lives near our locations ideal. Who lives near our locations rate & apy accurate as of December 1, 2020 and are subject to.. 9, 2020 and are subject to change open an account rates may change after the account is prize-linked. Early withdrawal account during the monthly cycle you need to park your funds your funds to another account at.! Rates and yields are earned when qualifications are met during the monthly period! 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Money while earning dividends each month savings: minimum opening deposit of $ 100, $ 1,000 minimum to... Dividend period Employees Credit Union wants to help you save and win account * annual Percentage rates are!, $ 1,000 or $ 5,000 competitive interest rates and yields are earned qualifications! Your accounts, call 800.999.2328 share certificates are available and require a minimum balance to open the of!